Huntington Bank Review [2023]

As one of the leading banks in the United States, Huntington Bank has gained popularity for its various financial products and services. We will delve into its account options, online and mobile banking features, customer service, fees, interest rates, security measures, and more. By the end of this review, you’ll have a clear understanding of whether Huntington Bank is the right choice for your banking needs.

Key Takeaways

  1. Huntington Bank Overview: Huntington Bank is a well-established regional bank with a rich history, serving customers primarily in the Midwest since its founding in 1866.
  2. Account Options: The bank offers a diverse range of checking and savings accounts to cater to various financial needs, from basic accounts with no fees to premium accounts with added benefits.
  3. Online and Mobile Banking: Huntington Bank provides user-friendly online and mobile banking platforms, enabling customers to conveniently manage their finances from anywhere.
  4. Customer Service: The bank prides itself on its excellent customer service, with dedicated representatives ready to assist clients with any inquiries or issues.
  5. Pros of Huntington Bank: Some of the advantages of choosing Huntington Bank include its wide array of account options, convenient digital banking features, exceptional customer support, and competitive interest rates on savings accounts.
  6. Cons of Huntington Bank: While the bank has numerous strengths, potential customers should be aware of its limited presence outside the Midwest and certain checking accounts with monthly maintenance fees.
  7. Fees and Charges: Customers should review the bank’s fee schedule to understand any associated charges, including monthly maintenance fees for specific checking accounts and overdraft fees.
  8. Interest Rates: Huntington Bank offers competitive interest rates on savings accounts, making it an attractive choice for individuals looking to grow their savings.
  9. Security Measures: The bank prioritizes security with encrypted online transactions and multi-factor authentication to protect customers’ sensitive information.
  10. Huntington Bank in 2023: As of 2023, Huntington Bank continues to evolve and expand its offerings, maintaining its commitment to providing excellent banking services.
  11. Comparison with Competitors: To make an informed decision, customers can compare Huntington Bank with other regional banks to understand its unique strengths and areas for improvement.
  12. User Reviews and Ratings: Real customer feedback provides valuable insights into the bank’s performance and overall customer satisfaction.

Overview of Huntington Bank

Huntington Bank, founded in 1866, is a prominent regional bank that operates across several states, primarily in the Midwest. With a rich history spanning over a century, the bank has established itself as a trusted financial institution.

Account Options

Checking Accounts

Huntington Bank offers a range of checking accounts tailored to meet the needs of different customers. From basic accounts with no monthly fees to premium accounts with added benefits, customers can choose the one that best aligns with their requirements.

Savings Accounts

The bank also provides various savings accounts, each designed to help customers achieve their savings goals. Whether it’s a traditional savings account, a money market account, or a specialized savings plan, Huntington Bank has options for everyone.

Online and Mobile Banking

In the digital age, convenience is key, and Huntington Bank recognizes this. Their online and mobile banking platforms offer a user-friendly experience, allowing customers to manage their finances on the go. From transferring funds to paying bills, the bank’s digital services cater to tech-savvy customers.

Customer Service

The quality of customer service can make or break a banking experience. Huntington Bank takes pride in its customer support, aiming to assist clients promptly and effectively. Whether it’s a general inquiry or a specific issue, the bank’s representatives are there to help.

Pros of Huntington Bank

  • Extensive range of account options.
  • User-friendly online and mobile banking platforms.
  • Excellent customer service.
  • Convenient branch locations in the Midwest.
  • Competitive interest rates on savings accounts.

Cons of Huntington Bank

  • Limited presence outside the Midwest.
  • Some checking accounts have monthly maintenance fees.
  • Interest rates on certain accounts may be lower compared to online-only banks.

Fees and Charges

Before choosing a bank, it’s essential to understand the associated fees and charges. Huntington Bank is transparent about its fee structure, which includes monthly maintenance fees for certain checking accounts and overdraft charges. It’s crucial for customers to review the fee schedule to make informed decisions.

Interest Rates

Huntington Bank offers competitive interest rates on its savings accounts, making it an attractive option for customers looking to grow their money. However, interest rates can vary depending on the type of account and the current market conditions.

Security Measures

Banking security is of utmost importance, and Huntington Bank takes measures to protect its customers’ information. With encrypted online transactions and multi-factor authentication, the bank aims to provide a secure banking environment.

Huntington Bank in 2023

As of 2023, Huntington Bank continues to expand its offerings and improve its digital infrastructure. The bank remains committed to serving its existing customers while attracting new ones through innovative services.

Comparison with Competitors

To get a better understanding of Huntington Bank’s strengths and weaknesses, it’s essential to compare it with other banks in the region. Analyzing how Huntington Bank stacks up against its competitors can help potential customers make an informed choice.

User Reviews and Ratings

Customer feedback provides valuable insights into a bank’s performance. We’ve gathered reviews and ratings from current and former Huntington Bank customers to present a well-rounded perspective on the bank’s services.


Huntington Bank remains a reliable and customer-centric financial institution in 2023. With a wide range of account options, convenient digital banking services, and excellent customer support, it caters to various banking needs. While it primarily operates in the Midwest, its digital offerings make it accessible to customers across the country.

If you value personalized banking experiences and prefer a brick-and-mortar bank with a strong regional presence, Huntington Bank might be the ideal choice for you.


Does Huntington Bank charge monthly fees for all checking accounts?

No, while some checking accounts have monthly maintenance fees, Huntington Bank offers options with no monthly fees as well.

Can I access my Huntington Bank account online?

Yes, Huntington Bank provides online banking services, allowing you to manage your accounts through their website or mobile app.

Are there any benefits to upgrading to a premium account?

Yes, premium accounts may offer added benefits such as higher interest rates, waived fees, and exclusive perks.

What is the availability of Huntington Bank branches outside the Midwest?

As of 2023, Huntington Bank’s branch network is primarily concentrated in the Midwest, with limited presence in other regions.

How does Huntington Bank’s interest rates compare to online-only banks?

While Huntington Bank offers competitive interest rates, some online-only banks may provide higher rates due to their lower operational costs.